:root{
      --primary: #12324f;
      --secondary: #0c7285;
    }body{ font-family: Roboto, system-ui, sans-serif; }h1,h2,h3,h4,h5,h6{ font-family: Poppins, system-ui, sans-serif; }:root{
  --navy:#12324f;--navy2:#0d2740;
  --teal:#18a2b8;        /* bright accent — ONLY on dark backgrounds */
  --teal-d:#0c7285;      /* accessible teal — text/kickers/buttons on light (>=5:1 on white) */
  --teal-dd:#0a606e;     /* button hover */
  --gold:#e0a63a;--ink:#243447;--muted:#556475;--line:#e6ecf2;--bg:#f5f8fb
}*{box-sizing:border-box;margin:0;padding:0}html{scroll-behavior:smooth}body{font-family:Roboto,system-ui,sans-serif;color:var(--ink);line-height:1.65;background:#fff}main{display:block}h1,h2,h3,h4{font-family:Poppins,system-ui,sans-serif;line-height:1.18;color:var(--navy)}a{color:inherit;text-decoration:none}img{max-width:100%;display:block}.wrap{max-width:1140px;margin:0 auto;padding:0 22px}:focus-visible{outline:3px solid var(--teal-d);outline-offset:2px}.btn{display:inline-block;font-weight:700;border-radius:10px;padding:15px 30px;font-family:Poppins,sans-serif;font-size:15px;transition:.15s;cursor:pointer;border:0}.btn-primary{background:var(--teal-d);color:#fff;box-shadow:0 6px 18px rgba(12,114,133,.28)}.btn-primary:hover{background:var(--teal-dd)}header{position:sticky;top:0;z-index:40;background:#fff;border-bottom:1px solid var(--line)}.topbar{background:var(--navy2);color:#cddcea;font-size:13.5px}.topbar .wrap{display:flex;justify-content:space-between;gap:14px;padding:8px 22px;flex-wrap:wrap}.topbar a{color:#cddcea}.topbar .i{color:var(--teal)}.nav{display:flex;align-items:center;justify-content:space-between;height:76px}.logo{font-family:Poppins;font-weight:800;font-size:20px;color:var(--navy);display:flex;align-items:center;gap:10px}.logo .mark{width:36px;height:36px;border-radius:9px;background:linear-gradient(135deg,var(--navy),var(--teal-d));display:grid;place-items:center;color:#fff;font-size:14px;font-weight:800}.menu{display:flex;gap:26px;align-items:center;font-family:Poppins;font-weight:600;font-size:15px}.menu a{color:var(--ink)}.menu a:hover{color:var(--teal-d)}.burger{display:none;flex-direction:column;gap:5px;background:none;border:0;cursor:pointer;padding:8px}.burger span{width:24px;height:2.5px;background:var(--navy);border-radius:2px}.phero{background:linear-gradient(rgba(8,26,44,.9),rgba(8,26,44,.92)),url(https://assets.cgmimm.com/assets/cmrtw0jkn000158wfz8xkeq02/7080a4e5fdee2e2a.jpg) center/cover;color:#fff}.phero .wrap{padding:66px 22px;text-align:center}.phero h1{color:#fff;font-size:clamp(28px,4.6vw,44px);font-weight:800;margin-bottom:12px}.phero p{color:#e2ecf4;max-width:640px;margin:0 auto;font-size:17px}.crumb{color:#b7cadb;font-size:13.5px;margin-bottom:14px;font-family:Poppins;font-weight:600;letter-spacing:.03em}.crumb a{color:#b7cadb}section.pad{padding:74px 0}.alt{background:var(--bg)}.center{text-align:center;max-width:720px;margin:0 auto 46px}.center h2{font-size:clamp(26px,4vw,38px);font-weight:700;margin-bottom:14px}.center p{color:var(--muted);font-size:17px}.band{background:linear-gradient(135deg,var(--navy),var(--navy2));color:#fff;border-radius:22px;padding:56px 44px;text-align:center}.band .kick{color:#7fd3e2;font-family:Poppins;font-weight:700;letter-spacing:.08em;text-transform:uppercase;font-size:13px;margin-bottom:12px}.band h2{color:#fff;font-size:clamp(24px,3.6vw,34px);margin-bottom:14px;max-width:760px;margin-inline:auto}.band p{color:#d3e0ea;max-width:620px;margin:0 auto 26px;font-size:17px}.faq details[open]{border-color:var(--teal-d);box-shadow:0 8px 24px rgba(16,42,67,.07)}.faq details[open] summary::after{transform:rotate(45deg)}.form{background:#fff;border:1px solid var(--line);border-radius:18px;padding:30px;box-shadow:0 10px 30px rgba(16,42,67,.06)}.form label{font-family:Poppins;font-weight:600;font-size:14px;color:var(--navy);display:block;margin-bottom:6px}.form input,.form textarea{width:100%;border:1px solid #cdd8e2;border-radius:10px;padding:12px 14px;font-family:Roboto;font-size:15px;margin-bottom:16px;background:#fff}.form input:focus,.form textarea:focus{outline:none;border-color:var(--teal-d)}footer{background:var(--navy2);color:#c0d0de;padding:56px 0 26px;font-size:14.5px}footer .cols{display:grid;grid-template-columns:2fr 1fr 1fr;gap:34px;padding-bottom:34px;border-bottom:1px solid rgba(255,255,255,.14)}footer .fh{color:#fff;font-family:Poppins;font-weight:700;font-size:14px;letter-spacing:.05em;text-transform:uppercase;margin-bottom:14px}footer a{display:block;color:#c0d0de;padding:4px 0}footer a:hover{color:#fff}footer .bot{padding-top:20px;color:#93a7b8;font-size:13px}@media(max-width:860px){.menu{display:none}.burger{display:flex}footer .cols{grid-template-columns:1fr}.band{padding:42px 24px}}.article{display:grid;grid-template-columns:1fr 320px;gap:48px;align-items:start}.article .body p{color:var(--muted);font-size:17px;margin-bottom:18px}.article .body h2{font-size:26px;margin:34px 0 14px}.steps{list-style:none;counter-reset:s;margin:18px 0}.steps li{counter-increment:s;position:relative;padding:0 0 18px 52px;color:var(--muted);font-size:16.5px}.steps li::before{content:counter(s);position:absolute;left:0;top:-2px;width:34px;height:34px;border-radius:50%;background:var(--navy);color:#fff;font-family:Poppins;font-weight:700;display:grid;place-items:center;font-size:15px}.steps li b{font-family:Poppins;color:var(--navy);display:block;margin-bottom:3px;font-size:16.5px}.aside{position:sticky;top:100px;background:linear-gradient(135deg,var(--navy),var(--navy2));color:#fff;border-radius:18px;padding:30px}.aside h3{color:#fff;font-size:20px;margin-bottom:10px}.aside p{color:#c8d6e2;font-size:14.5px;margin-bottom:18px}.aside .btn{width:100%;text-align:center}.related{display:flex;flex-wrap:wrap;gap:10px;margin-top:14px}.related a{background:rgba(255,255,255,.1);color:#dbe6ef;border-radius:8px;padding:8px 12px;font-size:13px}.related a:hover{background:rgba(255,255,255,.2)}@media(max-width:860px){.article{grid-template-columns:1fr}.aside{position:static}}:root{
  --navy:#12324f;--navy2:#0d2740;
  --teal:#18a2b8;        /* bright accent — ONLY on dark backgrounds */
  --teal-d:#0c7285;      /* accessible teal — text/kickers/buttons on light (>=5:1 on white) */
  --teal-dd:#0a606e;     /* button hover */
  --gold:#e0a63a;--ink:#243447;--muted:#556475;--line:#e6ecf2;--bg:#f5f8fb
}*{box-sizing:border-box;margin:0;padding:0}html{scroll-behavior:smooth}body{font-family:Roboto,system-ui,sans-serif;color:var(--ink);line-height:1.65;background:#fff}main{display:block}h1,h2,h3,h4{font-family:Poppins,system-ui,sans-serif;line-height:1.18;color:var(--navy)}a{color:inherit;text-decoration:none}img{max-width:100%;display:block}.wrap{max-width:1140px;margin:0 auto;padding:0 22px}:focus-visible{outline:3px solid var(--teal-d);outline-offset:2px}.btn{display:inline-block;font-weight:700;border-radius:10px;padding:15px 30px;font-family:Poppins,sans-serif;font-size:15px;transition:.15s;cursor:pointer;border:0}.btn-primary{background:var(--teal-d);color:#fff;box-shadow:0 6px 18px rgba(12,114,133,.28)}.btn-primary:hover{background:var(--teal-dd)}header{position:sticky;top:0;z-index:40;background:#fff;border-bottom:1px solid var(--line)}.topbar{background:var(--navy2);color:#cddcea;font-size:13.5px}.topbar .wrap{display:flex;justify-content:space-between;gap:14px;padding:8px 22px;flex-wrap:wrap}.topbar a{color:#cddcea}.topbar .i{color:var(--teal)}.nav{display:flex;align-items:center;justify-content:space-between;height:76px}.logo{font-family:Poppins;font-weight:800;font-size:20px;color:var(--navy);display:flex;align-items:center;gap:10px}.logo .mark{width:36px;height:36px;border-radius:9px;background:linear-gradient(135deg,var(--navy),var(--teal-d));display:grid;place-items:center;color:#fff;font-size:14px;font-weight:800}.menu{display:flex;gap:26px;align-items:center;font-family:Poppins;font-weight:600;font-size:15px}.menu a{color:var(--ink)}.menu a:hover{color:var(--teal-d)}.burger{display:none;flex-direction:column;gap:5px;background:none;border:0;cursor:pointer;padding:8px}.burger span{width:24px;height:2.5px;background:var(--navy);border-radius:2px}.phero{background:linear-gradient(rgba(8,26,44,.9),rgba(8,26,44,.92)),url(https://assets.cgmimm.com/assets/cmrtw0jkn000158wfz8xkeq02/7080a4e5fdee2e2a.jpg) center/cover;color:#fff}.phero .wrap{padding:66px 22px;text-align:center}.phero h1{color:#fff;font-size:clamp(28px,4.6vw,44px);font-weight:800;margin-bottom:12px}.phero p{color:#e2ecf4;max-width:640px;margin:0 auto;font-size:17px}.crumb{color:#b7cadb;font-size:13.5px;margin-bottom:14px;font-family:Poppins;font-weight:600;letter-spacing:.03em}.crumb a{color:#b7cadb}section.pad{padding:74px 0}.alt{background:var(--bg)}.center{text-align:center;max-width:720px;margin:0 auto 46px}.center h2{font-size:clamp(26px,4vw,38px);font-weight:700;margin-bottom:14px}.center p{color:var(--muted);font-size:17px}.band{background:linear-gradient(135deg,var(--navy),var(--navy2));color:#fff;border-radius:22px;padding:56px 44px;text-align:center}.band .kick{color:#7fd3e2;font-family:Poppins;font-weight:700;letter-spacing:.08em;text-transform:uppercase;font-size:13px;margin-bottom:12px}.band h2{color:#fff;font-size:clamp(24px,3.6vw,34px);margin-bottom:14px;max-width:760px;margin-inline:auto}.band p{color:#d3e0ea;max-width:620px;margin:0 auto 26px;font-size:17px}.faq details[open]{border-color:var(--teal-d);box-shadow:0 8px 24px rgba(16,42,67,.07)}.faq details[open] summary::after{transform:rotate(45deg)}.form{background:#fff;border:1px solid var(--line);border-radius:18px;padding:30px;box-shadow:0 10px 30px rgba(16,42,67,.06)}.form label{font-family:Poppins;font-weight:600;font-size:14px;color:var(--navy);display:block;margin-bottom:6px}.form input,.form textarea{width:100%;border:1px solid #cdd8e2;border-radius:10px;padding:12px 14px;font-family:Roboto;font-size:15px;margin-bottom:16px;background:#fff}.form input:focus,.form textarea:focus{outline:none;border-color:var(--teal-d)}footer{background:var(--navy2);color:#c0d0de;padding:56px 0 26px;font-size:14.5px}footer .cols{display:grid;grid-template-columns:2fr 1fr 1fr;gap:34px;padding-bottom:34px;border-bottom:1px solid rgba(255,255,255,.14)}footer .fh{color:#fff;font-family:Poppins;font-weight:700;font-size:14px;letter-spacing:.05em;text-transform:uppercase;margin-bottom:14px}footer a{display:block;color:#c0d0de;padding:4px 0}footer a:hover{color:#fff}footer .bot{padding-top:20px;color:#93a7b8;font-size:13px}@media(max-width:860px){.menu{display:none}.burger{display:flex}footer .cols{grid-template-columns:1fr}.band{padding:42px 24px}}[data-anim-extended],[data-anim-desktop],[class*="running-animation"],.is-entrance-animating,.is-animating,.dmAnimateOnScroll{opacity:1!important;visibility:visible!important;transform:none!important;animation:none!important;}@media (max-width:767px){[class*="dmRespCol"],[class*="dmRespRow"],[class*="dmRespColsWrapper"]{width:100%!important;max-width:100%!important;min-width:0!important;flex:0 0 100%!important;left:auto!important;right:auto!important;margin-left:0!important;margin-right:0!important;position:relative!important;transform:none!important;float:none!important;}[class*="dmRespColsWrapper"]{display:flex!important;flex-direction:column!important;}}[data-cw-hidden]{display:none!important;}#mobile-hamburger-drawer{display:none!important}#cw-mobile-menu{position:fixed;inset:0;background:#fff;z-index:2147483647;transform:translateX(-100%);transition:transform .28s ease;overflow-y:auto;-webkit-overflow-scrolling:touch}#cw-mobile-menu.cw-open{transform:translateX(0)}#cw-mobile-menu .cw-mm-close{position:absolute;top:10px;right:16px;background:none;border:0;font-size:38px;line-height:1;color:#333;cursor:pointer;z-index:2}#cw-mobile-menu .cw-mm-nav{display:flex;flex-direction:column;padding:64px 28px 48px}#cw-mobile-menu .cw-mm-nav a{padding:15px 0;font-size:18px;color:#1a1a1a;text-decoration:none;border-bottom:1px solid #ececec;font-family:inherit}